Item 8.01 Other Events.

On November 17, 2009, Monarch Financial Holdings, Inc. mailed a letter to its shareholders informing them of the registration statement filed with the Securities and Exchange Commission in connection with the proposed offering of 650,000 shares of noncumulative convertible perpetual preferred stock.

A copy of the letter is included as exhibit 99.1 to this report.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits.

Exhibit
No. Description

99.1 Shareholder Letter dated November 19, 2009.

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